Your All-in-One Budget Planner and Bill Tracker for Smart Money Management. It is now easy to reach financial freedom with a 50/30/20 Personal Capital Planner. Utilize a monthly budget planner to create and manage your budget effectively each month. β’ Keep track of all your income β’ The best way to split your income using the 50/30/20 rule β’ Be aware of your budgeting and spending habits and cut back FINANCIAL NEEDS Your needs are: β’ Utilities β’ Housing β’ Transportation β’ Food, water and clothes The app helps you to keep your needs at 50% of your total net income. FINANCIAL WANTS Your wants are: β’ Clothing that isn't essential β’ Dining out or ordering takeout β’ Hobbies, traveling, large house, and new expensive car The app helps you to budget your wants within 30% of your monthly net income. SAVINGS Pay yourself every month towards: β’ Retirement or long-term savings β’ Short-term savings for a new car or vacation β’ Emergency funds of 6-12 months of living expenses Put 10% of your net income towards savings each month. *** Key Features *** * Free Budget Tracker: Effortlessly track your budget with our free and user-friendly app. * Personal Finance Insights: Gain valuable insights into your personal finance for informed decision-making. * Money Saving: Achieve your savings goals with smart money-saving features and tips. * Financial Planner Monitoring: Let our financial planner monitor and optimize your budget using the 50/30/20 rule. * Expense Monitoring and Keeping: Easily record and categorize expenses for a clear overview of your spending.