Transform your iPhone into a professional financial calculator. FinCalc delivers TVM, cash flow analysis, amortization, business math, statistics, bonds, depreciation, and more—with a modern, intuitive interface. Why FinCalc - Professional‑grade TVM you can trust - Familiar 10bII‑style workflow - Fast, clean iOS design - No ads, works offline Time Value of Money (TVM) - N, I/YR, PV, PMT, FV with P/YR and BEG/END - Loans and mortgages with amortization schedules - Present value, future value, annuities Investment Analysis - Net Present Value (NPV) and Internal Rate of Return (IRR) - Uneven cash flows with grouped frequencies - Cash flow input via CF0, CFj, and Nj Business Calculations - Cost–Sell–Margin–Markup - Break‑even analysis and percent change - Pricing and profitability helpers Statistics - 1‑ and 2‑variable statistics - Mean and standard deviation - Linear regression, correlation, and forecasting - Weighted mean Advanced Financial Tools - Bonds: price, yield, duration; common day‑count bases - Depreciation: SL, SYD, DB, SOYD - Date calculator for day counts and offsets - Probability: n!, nCr, nPr, normal distribution (PDF/CDF) - Solver: goal‑seek, break‑even, loan rate, what‑if Productivity - 10 memory registers (0–9) plus M - Complete calculation history with export (text/CSV) - Chain and algebraic modes - Customizable decimal places and number formats - Themes, haptics, and sound options Free vs Premium - Free: basic arithmetic, clear, N, PV, display - Premium: I/YR, PMT, FV, P/YR & BEG/END, cash flows (NPV/IRR), amortization, statistics & advanced stats, business functions, date, depreciation, bonds, probability, solver, memory registers, history export, and more Privacy - On‑device calculations - No ads, no tracking, no account required Subscription - Optional auto‑renewing subscription - Manage or cancel in App Store account settings Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/