Cash on Hand

KNOW YOUR FINANCIAL FUTURE TODAY

Cash on Hand answers the question everyone asks: "How much money will I have by December 31st?" See your year-end cash projection in real-time and make informed spending decisions today.

YOUR YEAR-END VISION, EVERY DAY

Unlike traditional budgeting apps that focus on the past, Cash on Hand projects forward. Add your income and expenses, and instantly see how your daily decisions impact your year-end balance. Watch your December 31st projection update in real-time as you make financial choices throughout the year.

KEY FEATURES

Real-Time Year-End Projection
• See your projected December 31st cash balance instantly
• Track daily, weekly, monthly, and yearly cash flow
• Set your year-end goal and monitor progress with visual indicators
• Understand exactly how today's decisions affect your financial future

Smart Saving Goals
• Create multiple savings goals with target amounts
• Allocate portions of any transaction to specific goals
• Track progress in real-time with beautiful visual progress bars
 • See exactly how each transaction brings you closer to your dreams

Intelligent Financial Suggestions
 • Get personalized insights based on your spending patterns
 • Discover savings opportunities you might have missed
 • Receive priority-ranked suggestions to optimize your finances
 • Stay motivated with goal progress updates and achievement unlocks

 Calendar-Based Transaction Tracking
 • Visualize all income and expenses on an intuitive calendar
 • Add recurring transactions for predictable income/expenses
 • Plan ahead with future-dated financial events
 • See your month at a glance with color-coded transactions

50/30/20 Budget Management
 • Plan your budget following the proven 50/30/20 rule
 • Track Needs (50%), Wants (30%), and Savings (20%)
 • Use pre-built budget templates or create your own
 • Compare planned vs. actual spending across categories
 • Allocate budget surplus directly to savings goals

 Automatic Round-Up Savings
 • Round transactions to the nearest dollar automatically
 • Spare change goes straight to your savings goals
 • Customize round-up rules to fit your saving style
 • Watch small amounts add up to significant savings

Achievement System
 • Unlock achievements for reaching savings milestones
 • Build saving streaks and stay motivated daily
 • Celebrate financial wins with visual rewards
 • Share your achievements with friends and family

 Advanced Features
 • Auto-allocation rules: Automatically split transactions to goals
 • Hierarchical category management for organized tracking
 • Multi-currency support for international users
 • Detailed transaction history with powerful filtering
 • Export and share your financial achievements

PRIVACY YOU CAN TRUST

Your financial data is personal. Cash on Hand stores everything locally on your device—no cloud sync, no tracking, no data sharing. Your information never leaves your phone. You're in complete control.

OFFLINE & ALWAYS READY

Works perfectly without an internet connection. All calculations happen instantly on your device for lightning-fast performance and complete privacy.

BEAUTIFUL DESIGN

Thoughtfully designed with a modern, intuitive interface. Full dark mode support and responsive layouts that adapt to any screen size. Financial planning has never looked this good.

WHO IS THIS FOR?

Perfect for anyone who wants to:
• Know their year-end financial position with certainty
• Build better spending habits through daily motivation
• Track multiple savings goals simultaneously
• Understand how today's choices affect tomorrow's balance
• Take control of their financial future

Whether you're saving for a vacation, building an emergency fund, or planning for year-end goals, Cash on Hand gives you the clarity and motivation to succeed.

DOWNLOAD NOW

Join thousands of users who have transformed their financial future. See where you'll be on December 31st—starting today.