Paarmati

Take control of your money with Paarmati, an AI-assisted personal finance app built for speed, clarity, and privacy.

Paarmati helps you capture, organize, review, and understand your finances in one place. Add expenses and income manually, by voice, from receipt photos, or by importing supported account statements. Every major intake flow includes a review step, so you stay in control before anything is added.

Paarmati is designed with a privacy-first approach. You do not need to create an account, and the app is built to avoid collecting nearly all personally identifiable information. Most of your financial data stays on your device rather than being stored on servers that manage your data. Voice input is processed on-device before interpretation, helping keep your voice data private. For statement imports, Paarmati also includes features like redaction before submission to give you greater control over sensitive information.

Why Paarmati

Track expenses and income in one unified workflow
Capture transactions manually, by voice, from receipts, or from statement files
Review and confirm parsed transactions before saving
Keep most of your data on-device with no account required
Use privacy-minded tools like on-device voice processing and statement redaction
Analyze spending and income with summaries, trends, grouped views, and detailed records
Create goals and build stronger budgeting habits
Set up recurring transactions for subscriptions, rent, payroll, and more
Organize finances by account, category, currency, and date range
Export reports in CSV or PDF, back up your data, and restore when needed, you own your data

Key Features
Multiple ways to capture transactions
Log transactions the way that fits your moment. Quickly type them in, speak naturally, scan receipts, or import statements for higher-volume entry.

Review before you save
Automation should help, not take over. Paarmati lets you validate, edit, categorize, and approve transactions before they’re accepted.

Clear dashboards and insights
See category breakdowns, trends over time, grouped period totals, and detailed transaction views that help you spot patterns and make better decisions.

Budgeting and goals
Create financial goals, monitor progress, and stay accountable with goal tracking and notifications.

Export and backup
Share reports, export filtered data, create PDF or CSV outputs, and keep your records portable with backup and restore tools.

Read more about our Terms of Service here: https://www.paarmati.com/tos.html

Read more about our Privacy Policy here: https://www.paarmati.com/privacy.html