Two Pennies

Two Pennies: Where every penny counts and your two cents matter.

Finally, a budgeting app that's actually simple. No bank connections. No automatic imports. No complicated spreadsheets. Just you, your partner, and a shared understanding of where your money goes.

Share your two cents with each other—literally. Communicate on every transaction, stay aligned on spending, and make every penny count toward your goals.

WHY TWO PENNIES?
We believe budgeting should be simple, collaborative, and stress-free. Type in a transaction and it's done. Balance your month to see how close you came to your goals. Start fresh next month. That's it.

THE SIMPLEST BUDGETING APP
• Manual entry only—you're in control
• No bank account connections required
• No automatic categorization guesswork
• Just type it in and it's done
• See exactly where every penny goes

SHARE YOUR TWO CENTS
• Budget with your partner or family (up to 3 users)
• Communicate directly on transactions
• See each other's spending in real-time
• Stay on the same page financially
• One subscription covers everyone

FRESH START EVERY MONTH
• Balance your budget when the month ends
• See how close you came to your goals
• Roll over balances or start fresh
• Learn and improve month by month
• No carrying baggage from past months

BUILT FOR COLLABORATION
• Instant sync across all devices
• Comment on transactions to discuss spending
• Share context about purchases
• Make financial decisions together
• No surprises, total transparency

SIMPLE CATEGORY SYSTEM
• Income tracking
• Bills (rent, utilities, subscriptions)
• Savings goals
• Spending categories
• Pause categories when not needed
• Unlimited categories—organize your way

WORKS OFFLINE
• Add transactions anywhere, anytime
• No internet? No problem
• Syncs automatically when back online
• Your budget travels with you

SECURE & PRIVATE
• Your data is encrypted
• Face ID / Touch ID support
• No ads, ever
• We don't sell your data
• Bank-level security

PERFECT FOR
• Couples managing money together
• Families tracking household spending
• Anyone tired of complicated budget apps
• People who want control without complexity
• Partners who value transparency

HOW IT WORKS
1. Create your budget—name your categories
2. Invite your partner with a simple share code
3. Type in transactions as you spend (takes 5 seconds)
4. Communicate about purchases right in the app
5. Balance your month to see how you did
6. Fresh start next month

WHAT MAKES US DIFFERENT
Most budget apps try to do everything automatically. They connect to your bank, categorize transactions for you, and overwhelm you with charts and data.

We believe budgeting works better when you're engaged. When you manually enter each transaction, you're more aware of your spending. When you can comment on purchases, you and your partner stay aligned. When each month is a fresh start, you don't feel defeated by past mistakes.

Two Pennies is intentionally simple. Because budgeting shouldn't be complicated.

SUBSCRIPTION
Two Pennies requires a subscription after a 14-day free trial:
• Monthly subscription available
• One subscription covers up to 3 users
• Cancel anytime in App Store settings

YOUR DATA, YOUR WAY
• Export transaction data anytime
• Delete your account whenever you want
• Full control over your financial data

Download Two Pennies and start budgeting together today.

Questions? Contact us at https://runpunchman.com/contact

Privacy Policy: https://drive.google.com/file/d/1PPL3GlbhvGHv647tYCjUSWfOLKHTQmcH/view?usp=drive_link
Terms of Service: https://drive.google.com/file/d/1CvOpAcDyNibL08wTomCHSQKLaDmzlSg8/view?usp=sharing