Income Tax Calculator UK

Calculate Your UK Take-Home Pay in Seconds

Income Tax Calculator UK makes it simple to estimate your net salary for the 2025/26 tax year. Whether you're employed or self-employed, get a clear, accurate breakdown of income tax, National Insurance, pension contributions and student loan repayments — all in one place.

Built using publicly available rates from gov.uk.

Employed Calculator

Quickly estimate PAYE deductions:

• Enter salary annually, monthly, or weekly
• Choose tax region: England, Wales, Northern Ireland or Scotland
• Automatic PAYE income tax calculation
• National Insurance contributions
• Pension contributions (salary sacrifice or relief at source)
• Student Loan Plans 1–5
• Marriage Allowance and Blind Person’s Allowance
• Personal Allowance taper for incomes above £100,000

Instant results update as you adjust your figures.

Self-Employed Calculator

Designed for sole traders and freelancers:

• Enter revenue and allowable expenses
• Automatic Class 2 and Class 4 National Insurance
• Income tax by UK region
• Student loan repayments
• Pension contribution support

Clear breakdown of tax liability and estimated take-home income.

Detailed Results

Understand exactly where your money goes:

• Annual, monthly and weekly net income
• Full deduction breakdown
• Effective and marginal tax rates
• Switch between yearly, monthly or weekly views
• Share results instantly

Everything is presented in a clean, easy-to-read format.

Built-In Tax Guides

Includes 11 plain-English guides explaining:

• How UK income tax works
• The £100k Personal Allowance taper
• The 60% effective tax band
• Pension tax relief
• Marriage Allowance
• Student loan repayment thresholds
• And more

Designed to help you understand your payslip — not just calculate it.

Premium Features (One-Time Purchase)

Unlock advanced tools:

• Edit tax bands, thresholds and rates
• Save unlimited calculations
• Compare two scenarios side by side
• Plan salary changes or pension adjustments

No subscriptions.

Important Information

This app provides estimates based on publicly available 2025/26 UK tax rates.
It is not affiliated with HMRC and does not provide financial or tax advice.