Money Wallet - Loan & Debt

Money Wallet - Loan & Debt

0.0 12.34MB 0 免费
版本 1.0.3 更新 2026-06-18 开发者 AN DUNG PHAT TRADING AND SERVICES COMPANY LIMITED

Description

Money Wallet is the fastest way to track your daily income and expenses — and the only expense app with a full Loan Calculator and Compound Interest Calculator built right in

Money Wallet is the fastest way to track your daily income and expenses — and the only expense app with a full Loan Calculator and Compound Interest Calculator built right in.

----- LOAN CALCULATOR ----------------
Planning to buy a house, car, or take out a bank loan? Money Wallet shows you exactly what you'll pay.

• Two repayment methods:
  – Equal Installment (annuity): same fixed payment every month
  – Equal Principal: fixed principal, interest decreases each month

• Enter loan amount, annual interest rate, and term (up to 30 years / 360 months)
• Instant results: monthly payment, total interest, total repayment
• See what percentage of your repayment is interest — visualized as a progress bar
• Full amortization schedule: scroll through every month's principal, interest, and remaining balance
• Switch between Monthly and Yearly views
• Scrollable bar chart showing principal vs interest month by month

----- INTEREST CALCULATOR -----------------
Find out how much your savings or investment will grow over time with compound interest.

• Formula: A = P(1 + r/n)^(nt) + monthly deposit × [(1 + r/n)^(nt) − 1] / (r/n)
• Choose compounding frequency: Annually, Quarterly, Monthly, or Daily
• Add a monthly deposit to simulate regular savings contributions
• Project growth over 1 to 50 years
• Area chart: watch your contributed capital vs earned interest grow year by year
• Bar chart: monthly principal vs interest breakdown
• Full breakdown table with monthly and yearly tabs

----- EXPENSE TRACKER --------------------------
• Record an expense in 3 taps — amount, category, done
• Income, expense, and transfer transactions
• Multiple wallets: cash, bank account, e-wallet (MoMo, ZaloPay…)
• Monthly budget planning with per-category limits and progress tracking
• Recurring transactions — set once, recorded automatically
• Saving goals and debt tracking
• Spending-by-category donut chart and monthly cash flow summary
• Export to CSV or PDF

----- WHY MONEY WALLET -------------------------
• 100% offline — all data stored on your device, never uploaded
• No account, no sign-up — open the app and start in seconds
• VND-native: custom integer numpad, no decimal confusion
• Supports English, Tiếng Việt, 中文, 日本語, Français, Español, Português
• Built with SwiftUI and SwiftData — fast, private, and battery-friendly
• Dark mode and Light mode

Terms of Use:
 https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
分类: 财务(50866) 版本: 1.0.3 BundleId: com.aq.mb03.money 开发者: AN DUNG PHAT TRADING AND SERVICES COMPANY LIMITED 最近更新: 2026-06-18

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