For over three decades, Joint Insurance Funds (JIFs) have modernized risk management for New Jersey local government
For over three decades, Joint Insurance Funds (JIFs) have modernized risk management for New Jersey local government. It’s a record of saving tax dollars and protecting the bottom line for New Jersey’s extraordinary hometowns.
JIFs affiliation with MEL has saved taxpayers over $3 billion dollars—an unprecedented record on behalf of citizens.
The NJ MEL App is a tool for quick references and information that optimizes municipal department's performance and service to the community.