"Wait… how much did you owe me again
"Wait… how much did you owe me again?" If you keep lending money to friends and forgetting about it — or you're the one who forgets to pay back — Dibs keeps the score so you don't have to. Add a debt in seconds, see your balance with every person at a glance, and settle up with zero awkwardness. WHY DIBS • See it all at a glance — how much you owe, how much you're owed, and the balance with each person. • Split group expenses — dinner, trips, gifts. Split evenly or set custom amounts, and Dibs works out who owes what. • Never let a debt slip — set reminders so nothing goes unnoticed, and send a friendly pre-written message when it's time to settle up. • Watch your money come back — charts show what you've settled each month and how your balance trends over time. • Celebrate settling up — a little confetti every time a debt is cleared. Small joys. PRIVATE BY DESIGN No account. No sign-up. No cloud. Everything stays on your phone — your debts are between you and your friends, not a server. MADE FOR EVERYDAY USE • 15+ currencies • English, Spanish and French • Light and dark themes • Fast search across people and debts