kardfolio: Card Benefits

Stop letting premium card value disappear between statement credits, annual fees, and benefit rules.

kardfolio helps you track the credit card benefits you already pay for, see what is expiring, and decide whether each card is still worth keeping. It is built for premium-card holders who want clear next actions without connecting bank accounts.

TRACK EXPIRING CREDITS
- See monthly, quarterly, and annual benefits in one place
- Prioritize credits that need attention before they reset
- Log usage and review history for each credit
- Get reminders before value slips away

UNDERSTAND ANNUAL FEE ROI
- Compare captured value against annual fees
- Review renewal decisions before a fee becomes a surprise
- Track remaining benefit value across your wallet
- Keep, downgrade, or cancel with more confidence

KNOW WHAT TO USE NEXT
- Search cards, benefits, and guides quickly
- See which card fits dining, travel, gas, groceries, and more
- Browse card perks without digging through issuer pages
- Use Kai to surface the next useful move from your saved wallet data

ORGANIZE YOUR PREMIUM WALLET
- Organize cards by profile and switch between individual and combined wallet views
- Track cards by issuer, fee, status, and setup state
- Add cards manually without bank aggregation
- Support for premium cards from American Express, Chase, Capital One, Citi, Bank of America, U.S. Bank, Barclays, and more
- Add up to 5 cards free, with unlimited cards on Pro

PRIVACY-FIRST TRACKING
- No bank login required
- No transaction scraping
- You choose what to track
- Your wallet data stays focused on card value, credits, and renewal decisions

kardfolio is for cardholders with multiple premium credit cards who want to capture more value, avoid missed credits, and feel confident at renewal time.

Terms of Service: https://kardfolio.app/tos