RetireScenarios

Take Control of Your Retirement Planning

RetireScenarios helps you visualize and compare different retirement strategies so you can make informed decisions about your financial future. Model various scenarios, test different withdrawal strategies, and see how your money will accumulate while working and last throughout retirement.


Key Features:

Multiple Scenarios
Create and compare up to 5 different retirement scenarios side-by-side to find the strategy that works best for you.

Investment Account Tracking
Model Traditional IRAs, Roth IRAs, and taxable brokerage accounts and investment properties, all with customizable return rates and balances.

Income Planning
Track Social Security, pensions, rental income, and other income sources with automatic COLA adjustments.

Roth Conversion Planning
Plan tax-efficient Roth conversions to optimize your long-term tax strategy and minimize RMDs and IRMAA surcharges.

Flexible Withdrawal Strategies
Choose from multiple withdrawal approaches including fixed percentage, inflation-adjusted, and custom withdrawal orders.

Expense Modeling
Plan for retirement expenses with optional inflation adjustments (Premium feature) to ensure realistic projections.

Comprehensive Projections
See year-by-year breakdowns of account balances, withdrawals, taxes, and income to understand exactly how your retirement will unfold. View both accumulation phase and retirement drawdown projections.

Tax-Smart Planning
Understand federal and state tax implications of your withdrawals and conversions with built-in tax calculations for all 50 states.

Premium Features:

Unlock the full power of RetireScenarios with a one-time premium purchase:
• Up to 5 retirement scenarios (vs. 1 for free)
• Unlimited income sources (vs. 2 for free)
• Expense inflation modeling for accurate projections
• Unlimited Roth conversion planning
• Ad-free experience

Perfect For:
• Pre-retirees planning their withdrawal strategy
• Financial advisors modeling client scenarios
• Anyone wanting to optimize their retirement savings
• People comparing early vs. traditional retirement
• Those planning Roth conversion ladders

Privacy First:
All your data stays on your device. No account required, no data collected, complete privacy.

Start planning your retirement today with RetireScenarios!

Privacy Policy & Terms of Use: This app uses Apple's standard End User License Agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/