$quirrel - Budget & Finance

$quirrel Budget & Finance is built around how real people get paid — by paycheck, not calendar month. Plan each pay period, track every dollar, manage debt payoff strategy, organize grocery shopping, and see your complete financial picture in one connected dashboard.

Version 1.4 expands $quirrel into a full personal finance toolkit:

BUDGET COMMAND CENTER
Build budgets by pay period. Grouped categories make it easy to see Home & Bills, Food, Transportation, Savings, and Debt at a glance. Copy budgets from real date ranges — no more guessing what "previous period" means.

GROCERY GETTER
Plan shopping trips right inside the app. Build lists by store section, track estimated vs. actual prices, manage quantities, and post your final grocery total directly to your ledger and budget. Your Smart List remembers prices so future trips get faster.

EXPANDED REPORTS
Five views — Overview, Spending, Debt, Trends, and Custom. Real donut charts show your share of wallet by category. Cash flow bars, income vs. expense trends, debt principal movement, savings rate tracking, and category drilldowns give you a clearer picture of where your money actually goes.

DEBT PAYOFF PLANNER
Compare Avalanche and Snowball strategies side by side. See your payoff timeline, extra payment impact, amortization schedules, principal reduction tracking, and recent debt payment history.

LEDGER
Add transactions, income, transfers, and debt payments. Edit transactions after the fact. Mark transfers as budget-aware so sinking fund moves count toward your budget correctly.

NO BANK CONNECTION REQUIRED
Your data stays on your device. Optional cloud sync available for household sharing. No subscriptions. No data selling. No ads.

$quirrel is simple enough for daily use and deep enough to replace several separate finance apps.