Mune - Private Finance AI

Mune is the AI analyst in your pocket. It reads your spending on your iPhone, answers your questions in chat, and never ships your data to the cloud.

Other apps send your finances to a server to generate answers. Mune answers on your device.

Ask anything, answered on your iPhone
Chat with your spending in plain language. "What did I spend on food this month?" "Am I over budget anywhere?" "Show subscriptions I might have forgotten." One question, instant answer, entirely on-device.

Proactive insights
Mune notices before you open the app. Budget warnings, week-over-week spending changes, and anomalies surface automatically so nothing surprises you.

Subscription detective
Mune scans your transactions and surfaces recurring charges you forgot you were paying for.

Budgets and safe to spend
Set category budgets and see exactly what you can spend today without blowing the plan.

Cash flow timeline
See upcoming income and expenses laid out ahead of time so nothing hits your account unexpectedly.

Snap a receipt
Point your camera at a receipt. Mune reads the merchant, amount, date, and category automatically, on your device.

Net worth over time
All your accounts in one place, with your net worth tracked week by week so you can see real progress.

Bank sync (Pro)
Connect your accounts for automatic transaction import. Your bank credentials go directly to your bank through a secure, read-only connection and are never stored on our servers.

Unlock more with Mune Pro
Bank sync, smart insight notifications, a weekly money digest, subscription detection, safe to spend, and more. The on-device AI is free, Pro makes it proactive.

We are also way more affordable and powerful than the industry leaders in this space.

Your data stays yours
No ads. No selling your financial data. Transactions live on your device. Our servers never see them.

Terms of Use: https://askmune.app/terms