Valua

Valua is about your most valuable currency: time. It shows how many work hours each purchase costs and helps you make more conscious decisions about spending and income.

Widgets
• Life Countdown widgets in three sizes show remaining lifetime
• Customize displayed time: exclude work, sleep, or custom activities
• Set retirement date for accurate free time calculations
• Real-time updates with progress indicators

How it works
• Money → hours of life: every expense shows its share of income and the work-time equivalent.
• Reality-aware: inflation and exchange rates are factored into calculations and charts.
• Clear visuals: income/time scale, salary trend, period-to-period comparison.

Expenses
• Three base categories: Want, Own, Owned.
• Personal folders and 13 inflation categories (headline + 12 groups).
• Subscriptions, goods, and services tracked with both money and time impact.

Income
• Work contracts in multiple currencies and periods.
• Recalculation with inflation and FX (when base currency differs).
• Salary chart to see if purchasing power is truly rising.

Markets
• Historical/current FX rates, popular cryptocurrencies, and precious metals.
• Charts for currency pairs and category inflation for primary/secondary regions.

Life Expectancy
• Remaining-time estimate by sex, birth date, and region.
• Custom life expectancy date option alongside calculated estimate
• Configure work hours, sleep, and personal time for free time analysis
• Add loved ones to appreciate shared time.

Tools
• New: Gross-Net Salary Calculator for Germany.
 -Calculate net monthly and annual income from gross salary. 
 -Detailed breakdown of taxes and social contributions (Pension, Health, Care, Unemployment). 
 -Visual charts showing the tax burden distribution. 
 -Support for all Tax Classes, Church Tax, and Child Allowances. 
 -Insights into Employer's total cost.
• Convert time units to/from decimal.
• Time-between-dates calculator.
• PIN and Face ID/Touch ID protection.

Privacy
• All user data is stored on device, no third-party sharing, no cross-device sync.
• No ads.

Getting started 
• In Settings, set net income, work time, currency, and region; enable the income/time scale. 
• Use the Calculator (Settings → Taxes) to compute your precise net income. 
• Add Life Countdown widgets to your home screen for daily reminders. 
• Add expenses to see their cost in hours of life. 
• Create a contract in Income to track real trends with inflation and FX.

Disclaimer: Valua is not financial advice; it's a visualization and self-reflection tool.

Terms of Use (EULA): 
https://gist.github.com/silencepeaceoff/09f7c3590815114c8fcd779e0ac6f121

Privacy Policy: 
https://gist.github.com/silencepeaceoff/cf38abf1f5d0ad01f00a37f6c7bc68d7