Ryban: Wealth Portfolio

Ryban is your complete wealth and portfolio tracker — beautiful, fast, and private. Track investments, monitor net worth, and plan retirement with Monte Carlo projections. All analytics run locally on your iPhone; only currency rates update when online. iCloud sync is optional and under your control.

Why people choose Ryban
- Private by design. All analytics run locally. No accounts, no tracking, no ads.
- Fast and focused. Sub-second charts and a calm, clear interface.
- Serious tools. Projections, Monte Carlo bands, Risk Pulse, Rebalancing Radar, and Drawdown analysis.

Free plan
- Add up to 3 accounts and track balances locally.
- Import and export CSV files any time.

Premium (Ryban Pro)
- Unlimited accounts for complete portfolios.
- Unlock full Projection suite (Monte Carlo, Life Events, Glidepath, Tax & Withdrawal).
- Unlock full Analytics suite (Return Quality, Risk Pulse, Rebalancing Radar, Stress Lab).
- Everything remains on-device and private.
- Plans: Monthly, Annual, or Lifetime — manage or restore in Settings.

Track every asset (multi-currency)
Cash, equity, bonds, mutual funds, pensions, real estate, private equity, crypto, commodities, and more.

Set a base currency and retirement date, import CSV data, and update values instantly.

Projection Flightpath
See your long arc at a glance — tap any date to read expected value.

Monte Carlo bands (P10/P50/P90) show uncertainty.

Add Life Events, boost your plan, and simulate tax or withdrawal scenarios.

Analytics that stay local
Snapshot, category drivers, cashflow engine, return quality (CAGR & Sortino), drawdown radar, stress lab, and rebalancing radar — all calculated on your device.

Import / Export
Smart CSV mapping with diff preview (add / update / skip). Export CSV or PDF monthly summary (charts + changes).

Privacy
- No data collection. All analytics on-device. iCloud is user-controlled.
- Uses Apple ATS/TLS and StoreKit for purchases.

Important:
Ryban is for informational purposes only — not investment advice. Projections are models; past performance is not indicative of future results.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://ryban.app/privacy