Payment Tracker: Debt & Credit

Payment Tracker helps you keep clear records of money you owe and money owed to you — without complexity, accounts, or spreadsheets. Whether you’re managing personal IOUs, tracking client payments, or keeping simple business records, Payment Tracker gives you a clean, reliable ledger you can trust.

What you can do:
• Record payments and debts in seconds
• Track who owes you and what you owe others
• View clear totals and outstanding balances
• Filter and review past entries easily
• Export your records as a CSV file
• Keep everything private on your device

Designed to stay simple:
Payment Tracker is intentionally focused. There’s no unnecessary setup, no forced sign-ups, and no clutter. Your data stays on your device unless you choose to export or share it.

Built for everyday use:
• Individuals tracking personal payments
• Freelancers and side hustles
• Small businesses and sole traders
• Anyone who wants a simple money log

Privacy first:
Your records are stored locally on your device. You stay in control of your data at all times.

Optional Pro features:
Upgrade to Pro to unlock advanced tools such as data export and extended insights.

Payment Tracker is a practical tool for staying organised, accountable, and in control, without overthinking money.