Boop: Budget & Expense Tracker

Take control of your money - completely free. Boop is the smart budget planner and expense tracker that helps you spend smarter, save faster, and never lose track of your finances. No subscriptions. No paywalls. No hidden fees. Works with any currency, in any country.

SMART INSIGHTS - EVERY iPhone
Personalized financial tips and a health score for your spending, savings, budgets, and debts. Runs on-device. Apple Intelligence iPhones get polished wording. Your data never leaves your phone.

TRACK EVERYTHING IN ONE PLACE
- Log expenses and income in seconds with the built-in calculator
- Multiple wallets: cash, bank, e-wallet, savings, debit, credit card
- Custom wallet icons - pick a symbol or use your own photo
- Multi-currency with live exchange rates - USD, EUR, GBP, JPY, and 150+ more
- Scan receipts to auto-fill amounts and categories
- Transaction search, calendar view, and cash flow charts

BUDGETS THAT FIT YOUR LIFE
- Set budgets by category with daily, weekly, semi-monthly, monthly, bi-monthly, or annual cycles
- Subcategories: split a budget into Personal, Travel, Work, or any bucket you like
- Copy budgets month to month in one tap
- Rollover unused budget into the next cycle
- Money Plan: envelope-style budgeting that gives every bit of cash a job

CREDIT CARD MANAGEMENT
- Statement cycles with per-cycle Amount Due - pay what's actually due, not your whole balance
- Installment plans with monthly schedules; set the financed principal and your available credit matches your card issuer to the cent
- Auto-record monthly installments as expenses under any category
- Optional: include credit card debt in your net balance

NEVER MISS A BILL
- Upcoming bills for the next two weeks at a glance
- Bill reminders and due-date alerts
- Subscription tracking with monthly cost at a glance

REPORTS & FORECASTS
- Reports: compare any period with the one before it, with expense and income breakdowns by category
- Category trends: 6 / 12 / 24 month movement, peak months, month-over-month change
- Year Forecast up to 50 years ahead - project income, expense, and net for retirement planning
- Net worth: wallets + investments + money owed, minus cards and debts

INVESTMENT PORTFOLIO
- Track stocks, cryptocurrency, and forex
- Live market prices with real-time profit and loss

REACH YOUR GOALS
- Savings goals with progress tracking and deadlines
- Debt tracker with interest, principal, and projected payoff dates
- Track money owed to you with backdated 'Owed since' dates

TRANSFERS THAT WORK YOUR WAY
- Schedule a transfer for a future date - money stays put until activation
- Recurring transfers fire on each cadence automatically
- Multi-currency transfers with live exchange rates

IMPORT FROM OTHER APPS
- CSV / TSV import recognizes 20+ date formats and infers type from sign
- Built-in help for converting Excel / Numbers / Sheets exports to CSV

SHORTCUTS & SIRI
- Log expenses or income from Shortcuts or Siri, or jump straight to the new-expense screen from Spotlight
- Assign to triple-tap or the Action Button for instant logging

100% FREE - YOUR CHOICE ON ADS
Every feature is free. A single small ad lives in Settings - turn it off any time at no cost. Support the solo developer with a tip or one-time Remove Ads unlock - either way, everything works the same.

PRIVACY BY DESIGN
- On-device intelligence - your data stays on YOUR phone
- iCloud sync across all your devices, no account required
- No bank linking needed, no tracking, no data selling; hide your balance with a tap

Boop works for everyone - any currency, any country, any goal. Always free.