Barakah - Islamic Finance

Barakah is the Islamic personal finance app built for Muslim families who want to manage money in line with their values — zakat, halal screening, estate planning, budgeting, and giving, all in one place.

HALAL-FIRST FINANCE
• Every account and investment is screened against riba-free criteria, with the reasoning shown
• Riba Detector flags interest income and interest-bearing accounts so you can purify them
• Halal-screening status on your linked accounts at a glance

ZAKAT, DONE RIGHT
• Calculate your zakat with live nisab thresholds from gold and silver
• See the methodology behind every figure — not just a number
• Hawl (lunar-year) tracker, payment history, Zakat al-Fitr, and zakat on retirement accounts (401k/IRA)

ISLAMIC ESTATE PLANNING
• Faraid inheritance calculator — Qur'anic shares for every heir, with Awl and Radd applied automatically and the reasoning shown per heir
• Wasiyyah (Islamic will) planning to record your bequests

KNOW WHERE YOUR MONEY GOES
• Connect bank, credit card, and investment accounts via Plaid
• Automatic transaction categorization with one-tap editing
• Net worth updated in real time; recurring bills and subscriptions detected automatically

BUDGETS & CASH FLOW
• Set spending caps by category and get notified before you drift
• Monthly cash-flow summary with income vs. expenses
• Sankey diagram showing where your money flows at a glance

FAMILY & SIDE INCOME
• Share a household view with your spouse or family — each member keeps their own login
• Track side-hustle and small-business income and expenses for tax time

GIVING
• Record sadaqah and waqf (endowment) contributions alongside your zakat

PRIVACY & SECURITY
• AES-256 encryption at rest for sensitive data; TLS for every connection
• No data selling — service providers only
• Biometric login (Face ID / Touch ID)

Built for Muslims in North America, Europe, and beyond who want a modern finance tool that respects Islamic principles.

Barakah is a decision-support tool, not a fatwa service. Where scholarly opinions differ, it surfaces the methodology rather than a single ruling — always verify your zakat and inheritance figures with a qualified scholar.