Achup

Achup is a simple tool for njangi / tontine / rotating savings.
Create a group, add members, set the amount and schedule, and Achup helps everyone stay on track until each person receives their payout.

Why Achup

Create or join multiple njangi groups

Set contribution amount, order and payout dates

Automatic round tracking & clear timelines

Reminders so no one misses their turn

See who has paid and who is next

Secure sign-in and synced data across devices

How it works

Create a group and set the amount & frequency

Add members and define the order

Track contributions and payouts each round

Get notified when it’s your turn

Achup helps friends, family and teams save together—simply and transparently.