This is not just another mortgage planner app on the App Store. This app is designed to empower you. It’s a complete loan calculator that not only provides detailed monthly payment breakdowns but also helps you optimize your mortgage payoff strategy with prepayments. No banker will tell you this—because it’s not in their interest—but it’s certainly in yours. See the magic of prepayments at work, much like the power of compounding. Key Features of the app: View complete amortization schedules with principal and interest breakdown Calculate savings from extra payments toward principal Schedule periodic prepayments - monthly, quarterly, semi-annual, or yearly Plan random prepayments for specific months See instantly how prepayments reduce your loan term and total interest