wicked smaht budgeting

Wicked Smaht Budget is your Boston-style money coach that actually talks to you like a human, not a spreadsheet.

Tell the app what you make, what the bills look like, and log your “damage” as you go. Wicked Smaht reads your month and gives you a plain-English story: how much you’ve got left after bills, how your Fun money’s holding up, and how hard your subscriptions are mugging you.

Your loud but lovable money coach

AI-style coaching, on device – dynamic summaries of your month, written in a Boston voice you can dial up or down.

“Today’s Damage” – see what’s left after bills, Fun budget, and what you’ve already blown.

“Can I Swing This?” – type in a purchase and get a straight answer: yea, maybe, or absolutely not, kid.

Goals, without the guilt

Create multiple Arcs & Goals (Rainy Day fund, beat the card, weekend away).

Switch between Normal, Tight Month, and Aggressive goal modes.

See progress, monthly contributions, and time left at a glance.

Real-world budgeting tools

Add, edit, and delete transactions in seconds.

Mark recurring charges and let the coach call out subscriptions.

Keep a Monthly Summary with spending by category, income vs bills, and estimated leftover.

Make it sound like your Boston

Turn Boston tone off, keep it light, or go full send.

Choose a chill, normal, or extra-spicy personality.

Optional cartoon accent if you want “numbahs” instead of “numbers.”

Wicked Smaht Budget doesn’t just track your money—it gives you the story behind it, with a coffee-shop Boston friend in your pocket telling you exactly how you’re doing.