App information
- Version
- 16.9.1
- Download size
- 266.09MB
- First released
- 2026-09-01
- Developer
- The Charles Schwab Corporation
- Bundle ID
- com.schwab.schwabmobile
- Category
- Finance (50,866)
- Developer website
- www.schwab.com
- Store rating
- ★ 4.8 / 5 · 3,355 ratings
Screenshots
Screenshots come from the App Store listing. They are shown at full aspect ratio, never cropped. Click to enlarge.
Reviews & Analysis
User reviews
-
i dont normally but... ★☆☆☆☆ v16.9.0 2026-10-07
Impossible to reset your password
It’s impossible to reset the password on the mobile app. 2FA doesn’t generate the Text or email. A truly awful experience for something that should be so simple. Implement passkey or authentication app to make this easy.
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Sean617 ★★☆☆☆ v16.9.0 2026-10-02
Not as good as Fidelity
Overall, your app doesn’t give me much information. It’s poorly laid out, confusing, and nowhere near the level that it should be for a company of your size. All you have to do is look at Fidelity’s app. and copy it
In-App Purchases 1 items · USD
About
## 核心定位与痛点解决 Schwab Mobile 是嘉信理财移动入口,把证券、银行、交易、支票存款与外部账户聚合放在一个 App。它的价值是减少桌面依赖:已有 Schwab 用户可以查看资产、转入资金、零佣金交易股票和 ETF,并在外出时存票。评论则显示,用户最关心的不是功能列表,而是金融 App 的基本可靠性:能否登录、价格是否最新、下单是否可执行。对很多人来说,它更像账户查询器,而不是可信任的实时交易终端。 ## 核心功能与实测体验剖析 账户聚合和移动支票存款是相对稳定的功能。用户可在同一界面查看 Schwab 与外联账户,完成转账、余额查询和存票,适合需要管理多账户的人。问题在于数据新鲜度:多位用户反馈持仓页、观察列表和余额页刷新不及时,甚至需要关闭重开。若金额用于付款或订单判断,延迟会造成实际风险。 交易票支持股票、ETF 和期权。官方描述强调动态填充订单数据,但评论称不同页面价格不一致、替换订单卡顿、期权链滑动冻结、订单跳转错误。对偶发买卖,操作尚可;对止损、盘前盘后或多腿期权,稳定性和低延迟不足。 登录与认证是高频故障点。指纹/Face ID 虽被列出,但短信或邮件 2FA 失败、密码重置无法完成、旧 Workplace 或 TD Ameritrade 迁移账户无法登录等情况常见。强制更新与旧 iOS 不支持,也令存储不足或系统较老的用户被迫换机。频繁评分弹窗会打断交易流程,进一步削弱信任。 ## 客观优缺点权衡 (Pros & Cons) 优势:第一,账户与银行服务覆盖较全,可替代多个基础 App;第二,股票和 ETF 线上零佣金,期权每合约 0.65 美元,费用结构对长期交易者友好;第三,支票存款、转账和持仓查看对日常资金流有实用价值。 不足:第一,行情刷新与执行稳定性差,评论大量提及价格滞后、冻结和崩溃;第二,登录、重置密码和双因素验证失败,客服响应慢,关键时无法进入;第三,新版 UI 与强制更新造成信息读取困难和旧设备门槛,同时缺少中文界面。 ## 适用人群与选型边界 适合已有 Schwab 账户、偶尔查看资产、做非紧急股票或 ETF 交易、使用移动存款的用户。若你把 App 作为桌面端补充,可以接受。若你是日内交易者、期权链多腿策略执行者、依赖专业图表/Level 2 的用户,或仍期望 TD Ameritrade 级工具,不建议主用此 App。旧 iOS、中文界面需求和紧急客服场景也会放大不便。选型时应比较行情延迟、订单编辑、登录恢复、旧设备支持和中文本地化。 ## 编辑部综合裁定 (Verdict) Schwab Mobile 的长处来自 Schwab 账户与零佣金结构,而非移动交易体验。评论暴露的问题触及底线:报价不准、登录失败、交易卡顿、客服链路薄弱。对普通持有人,它可作辅助入口;下单前务必用网页或桌面端复核价格与订单状态。对活跃交易者,不建议将其作为主力交易 App。若留在嘉信体系,应保留 thinkorswim 或专业端作为执行通道。
From the App Store SourceInvest, research, bank, trade, and more—all in one app. In addition to investing and trading stocks, options, exchange-traded funds (ETFs), and mutual funds, Schwab Mobile gives you the power to move your money, track your portfolio, deposit checks, and manage your financial life wherever you go. Why choose Schwab Mobile? · See all your accounts in one place: both Schwab and external accounts. · Transfer funds easily with mobile check deposit and account linking. · Trade intuitively with a Trade Ticket that populates relevant data as you build your order. · $0 online commissions on listed stock, ETF, and options trades (plus $0.65 per contract for options). · Get real-time quotes, breaking news, and advanced market insights. · Build watchlists, track trends, and customize your app experience. · Access expert content, including videos, podcasts, and articles. · Secure, fast login with fingerprint, Face ID, or passcode. Download the app or learn more at schwab.com/mobile. Investment and Insurance Products: Not a Deposit • Not FDIC Insured • Not Insured by any Federal Government Agency • No Bank Guarantee • May Lose Value Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment. Apple, the Apple logo, iPad, iPhone, and Apple Podcasts are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Schwab Mobile requires a wireless signal or mobile connection. System availability and response times are subject to market conditions and your mobile connection limitations. Functionality may vary by operating system and/or device. Schwab Mobile Deposit service is subject to certain eligibility requirements, limitations, and other conditions. Enrollment is not guaranteed and standard hold policies apply. Mobile carrier data charges may apply. (http://content.schwab.com/mobile/mobile-deposit.html) Standard online $0 commission does not apply to over-the-counter (OTC) equities, transaction-fee mutual funds, futures, fixed-income investments, or trades placed directly on a foreign exchange or in the Canadian market. Options trades will be subject to the standard $0.65 per-contract fee. Service charges apply for trades placed through a broker ($25) or by automated phone ($5). Industry fees, ADR, and Stock Borrow fees still apply. See the Charles Schwab Pricing Guide for Individual Investors for additional details. (https://www.schwab.com/legal/schwab-pricing-guide-for-individualinvestors) Options carry a high level of risk and are not suitable for all investors. Certain requirements must be met to trade options through Schwab. Please read the Options Disclosure Document titled "Characteristics and Risks of Standardized Options" before considering any option transaction. Call Schwab at 1-800-435-4000 for a current copy © 2026 Charles Schwab & Co., Inc. All rights reserved. Member SIPC. (0726-JB6G)
FAQFAQPage
Who made it?
The developer is The Charles Schwab Corporation, and the app identifier is com.schwab.schwabmobile.
When was it first released?
It was first released on 2026-09-01, according to our own database record.
Does it have good ratings?
The App Store gives it 4.8 out of 5, from 3,355 ratings.
Every number in these answers comes from the data shown above on this page.