CapDiem

CapDiem

0.0 55.85MB 0 免费
版本 3.2.5 更新 2026-05-12 开发者 Krishna Lal Heera Mukund

Description

CapDiem turns your entire budget into one number — the amount you can safely spend today

CapDiem turns your entire budget into one number — the amount you can safely spend today.

Instead of juggling rent, bills, savings, and daily spending across spreadsheets and a dozen apps, CapDiem collapses everything into a single daily cap. Stay under it, build a streak, and watch your savings grow without micromanaging every transaction.

FEATURES

• Daily cap at a glance — one number that tells you what's safe to spend today.
• Log expenses in seconds — tap +, enter the amount, pick a category, done.
• Streak system — log every day under budget to build a streak. Earn milestone badges from 3 days to a full year, plus XP and levels for staying consistent.
• Share your progress — export your streak as a square post or a vertical story, ready for Instagram, WhatsApp, or Snapchat.
• Smart simulators — see how a new bill, a loan payoff, or a savings goal will change your daily cap before you commit.
• A cycle that matches you — pick any day of the month as your cycle start: payday, rent day, pension day, allowance day.
• Income, bills, and savings — handle multiple income sources, monthly deductions, annual deductions, and a savings percentage.
• 58 currencies — pick yours from a clean alphabetical list sorted by country.
• Rich statistics — weekly spend chart, monthly calendar heat-map, category breakdowns, and reports.
• Make it yours — 8 color themes (Sage, Clay, Seafoam, Butter, Dusk, Coral, Moss, Terracotta), light and dark modes, plus 320 avatars across 16 illustration styles or your own photo.
• Biometric lock — Face ID, Touch ID, or fingerprint keeps your financial data private even if someone picks up your phone.
• Privacy mode — one tap hides every amount behind percentages when you're in public.
• Manual transaction paste — copy a transaction alert from your bank's notification, paste it in, and CapDiem parses the amount and merchant. You stay in control of every import.
• Smart nudges — short, context-aware messages that read your real spending and call out what matters: tight margins, repeat categories, streak landmarks within reach.

OFFLINE-FIRST, PRIVACY-ALWAYS

• No accounts. No sign-in. No email required.
• Your data never leaves your device.
• No trackers. No ads. No third-party analytics.
• Export anytime to a JSON backup you control.

BUILT FOR REAL LIFE

CapDiem is for anyone who wants their daily spending to mean something — students stretching a stipend, salaried workers between paydays, freelancers between projects, parents running a household, retirees on a fixed income. The same daily-cap idea fits all of them. Pick your currency, set your cycle, log your spends, build your streak.

Discipline becomes a daily habit instead of a monthly guilt trip.

No premium tier. No upsells. Just your money, mapped.
分类: 财务(50866) 版本: 3.2.5 BundleId: com.nerdykrishna.capdiem 开发者: Krishna Lal Heera Mukund 最近更新: 2026-05-12

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