Expense Tracker: Cashflow

Track expenses in seconds. Stay on top of every account. All without ever sharing your data.

  Cashflow is the private personal finance tracker that lives entirely on your iPhone — no cloud, no
  account, no compromise. It's the expense tracker, budget planner, and money manager for people who
  want full control of their finances and full ownership of their data.
  
LOG EXPENSES IN SECONDS

  Double-tap the back of your iPhone to launch the expense shortcut — even when the app is closed. Add a
   coffee, lunch, or gas stop without unlocking. Auto-fill from Apple Pay transactions with a single
  tap. The fastest way to log spending we've seen on iOS.
  
YOUR DATA STAYS ON YOUR PHONE

  Everything is stored locally on your device. No cloud sync. No account required. Works completely
  offline. Export your data to JSON anytime for personal backups or analysis. Your spending stays yours
  alone — we never see it, and we never want to.
  
TRACK EVERY ACCOUNT

  Add unlimited bank accounts, credit cards, savings, debit cards, and cash wallets. Watch your net
  worth update live as you log. Multi-currency support for 10 currencies including USD, MXN, EUR, GBP,
  JPY, CAD, AUD, BRL, COP, and ARS.
  
STAY ON YOUR BUDGETS

  Set budgets per category with flexible periods: weekly, monthly, quarterly, or yearly. Visual progress
   rings and color-coded bars (green, amber, red) show where you stand at a glance. No spreadsheet
  needed.
  
SMART INSIGHTS

  The built-in intelligence layer catches what you'd miss on your own:
  • Unusual expenses flagged automatically (50× your typical spend? we'll tell you)
  • "Spending more than you earn" alerts
  • Top categories with month-over-month trends
  • Peak spending day patterns
  • Auto-detected recurring charges from your transactions
  
TRACK SUBSCRIPTIONS

  Never get blindsided by a renewal again. Track Netflix, Spotify, gym memberships, software, and
  recurring bills in one place. See your true monthly recurring cost. Get push notifications 1, 3, or 7
  days before each renewal. The built-in calendar shows everything renewing this month.
  
DAILY REMINDER

  Optional 8 PM nudge: "Did you log today's spending?" A gentle local notification to keep your tracking
   up to date. Toggle on or off anytime in Settings.

MAKE IT YOURS

  Choose from 8 accent colors — each ships with a matching app icon that updates on your Home Screen.
  Pick Plum, Coral, Forest, Ocean, Sun, Rose, Purple, or Graphite. Bilingual interface: English and
  Spanish, ready for global use.
  
BUILT FOR iOS

  • Back Tap shortcut for fastest-in-class expense entry
  • Apple Pay logging via Shortcuts automation
  • Cloud-free, on-device storage only
  • Bilingual: English and Spanish
  • iOS 16+ supported

NO ADS. NO CLOUD. NO COMPROMISE

  Cashflow is a real expense tracker, budget planner, and money manager that respects you. No
  third-party trackers. No analytics SDKs profiling your behavior. No subscription required for the core
   features. Just a clean tool that does its job and stays out of your way.
  
  Built by an independent developer who uses it every day.



#SUBSCRIPTION & AUTOMATIC RENEWAL

The payment will be charged to your Apple ID Account at confirmation of purchase.
The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current billing period.
Your account will be charged for renewal within 24 hours before the end of your selected subscription.
Subscriptions can be managed, and auto-renewal turned off in your App Store Account Settings.
Prices: Monthly $5.99 – Yearly $39.99


#ACCESS CONTENT
To access the full content, you’ll need to start a subscription. A free option is also available.

Legal
Privacy Policy: https://rodrigoibarra.dev/privacy-policy
Terms of Use: https://rodrigoibarra.dev/terms-of-service