Take complete ownership of your financial data with Nichtarm, the advanced money manager that combines total privacy with intelligent AI assistance
Take complete ownership of your financial data with Nichtarm, the advanced money manager that combines total privacy with intelligent AI assistance. No bank connections, no syncing delays, and no privacy risks. Just a powerful, state-of-the-art interface that gives you the speed of automation with the control of manual tracking. Your Wallet, Your Rules Create virtual representations of your physical cards and cash. Manually set up your Credit, Debit, and Savings accounts with their specific limits and initial balances. It serves as your personal financial ledger, allowing you to update balances instantly and see your total net worth without ever sharing your sensitive banking credentials or passwords. AI-Powered, Mindful Logging Experience the fastest way to track expenses without sacrificing awareness. Use our advanced AI to log multiple transactions at once simply by speaking. Say "Dinner 45, Taxi 15, Cinema 20", and watch as Nichtarm instantly parses them into individual, categorized cards with smart icon selection. You review, approve, or edit every entry before it touches your ledger—eliminating tedious typing while ensuring you remain fully conscious of every dollar spent. Effortless Shared Expenses Manage group costs without the complexity. Planning a group trip, a dinner out, or sharing an apartment? Create a "Plan", log who paid for what, and let Nichtarm handle the hard math. Instantly see who owes whom and track settlements within the app—perfect for keeping relationships transparent and fair without needing access to everyone's bank accounts. Goals & Recurring Payments Stay on top of your bills. Input your recurring subscriptions and income to visualize your monthly cash flow. Set up savings goals for your dreams—like that trip to Japan—and update your progress as you set money aside every day. Key Features: Zero Bank Linking: 100% private. Your data stays on your device. Smart Voice Entry: Dictate multiple expenses in seconds; the AI handles the sorting. Intelligent Categorization: Automatically assigns the correct category and icon to your spoken transactions. Complete Customization: Create unlimited virtual cards and custom categories. Group Splitting: Intelligent math for shared costs and debts. Detailed Analytics: Visual breakdowns of your financial health. Subscription Manager: Track your fixed monthly overheads. Multi-Currency Ready: Perfect for tracking international spending. Download Nichtarm today and experience the peace of mind that comes with smart, mindful money management.
| InAppPurchase_Sequence | InAppPurchase_Name | InAppPurchase_Price | InAppPurchase_Currency | InAppPurchase_Region |
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| 1 | InAppPurchase_DefaultItemName | ¥ 0 | CNY | 中国 |
