Spendli

Spendli makes expense tracking effortless — whether you're managing daily spending, splitting bills with friends, or tracking costs on a trip abroad.

  SMART EXPENSE ENTRY
  Add expenses your way. Point to Shoot receipts and AI registers your expenses. Type naturally with Quick Add ("Starbucks 4.50"), 
  speak hands-free with Voice Add, scan receipts with AI-powered recognition, or use the detailed form for full control. 
  Spendli parses everything automatically.

  SHARED ROOMS
  Create persistent/quick rooms for your apartment, trip, or any group. Open sessions within rooms to track rounds of shared
  spending. Settle up when you're done — Spendli calculates who owes whom and minimizes the number of transfers
  needed.

  SPLITS THAT SETTLE THEMSELVES
  Split any expense equally, by percentage, by shares, or by exact amounts. Track who's paid and who hasn't. Send
  payment reminders. Settle via UPI (India) or Venmo, Cash App, and Zelle (US/Canada) — right from the app.

  MULTI-CURRENCY & TRAVEL MODE
  Traveling? Spendli auto-detects your timezone and switches currencies. Track expenses in any currency with real-time
   exchange rates. Perfect for international trips.

  BUDGETS & SPENDING MONITORS
  Set monthly budgets by category. Get alerts when you're approaching your limit. Monitor specific merchants or
  spending patterns with smart spending monitors.

  INSIGHTS THAT MATTER
  Spending DNA breaks down your habits. See where your money goes with category analysis, trend charts, and monthly
  comparisons. Spend Mood tracks your financial wellness over time.

  YOUR DATA, YOUR CONTROL
  All personal information is encrypted on your device with AES-256-GCM before it ever reaches the cloud. No
  analytics. No ads. No tracking. Export your data anytime. Delete your account instantly.

  BACKUP YOUR WAY
  Back up to iCloud Drive, Google Drive, or managed cloud. All backups are encrypted. Restore on any device.

  FREE TO START
  Full expense tracking is free forever. Upgrade to Pro for AI features and splits, Premium for shared rooms and
  budgets, or Ultra for managed AI and cloud sync.

  —
  Spendli is a privacy-first expense tracker with AI receipt scanning, bill splitting, shared rooms, trips, budgets, and encrypted backup.

  Free
  • Expense tracking with manual entry (unlimited)
  • 450 AI parses per month (Quick Add, Voice Add, Receipt Scanner, Statement Imports) - on top of manual adds
  • Local bill splits (up to 5 participants)
  • 2 Free permanent rooms (upto 5 members each) - share apartment, trip expenses with each other by creating virtual rooms and chat while you do it. Settle when you want (end of month, end of trip).
  • iCloud / Google Drive encrypted backup (local)
  • Widget, basic analytics 

  Spendli Plus (paid subscription required)
  • 5X AI parsing — Quick Add, Voice Add, Receipt Scanner
  • Spending DNA — radar charts, heat maps, behavioural clusters
  • Budgets & Monitors with live burn-rate alerts (unlimited)
  • Shared Rooms and Trips with real-time sync (unlimited)
  • Statement Import (Excel / PDF / CSV) (unlimited)
  • PDF / CSV report export (unlimited)

  Spendli Ultra (paid subscription required)
  • Everything in Plus
  • Managed AI (Google Gemini) — no setup, no API key - 
  • Managed Cloud Backup — encrypted, recoverable on any device, your trips, shared rooms, splits all backed up
  • Coming soon to Ultra - Automatic Bank Syncs - worry free spending, Spendli pulls your transactions organizes them for you.

  Subscription terms
  Subscriptions auto-renew monthly at the price shown in-app until cancelled. Cancel at any time in Apple ID → Subscriptions; 
  cancellation takes effect at the end of the current billing period. Payment is charged to your Apple ID on purchase confirmation.

  Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
  Privacy Policy: https://spendli-app.web.app/privacy.html
  Questions? Contact [email protected]